How it works?

How to apply for a small loan.

Bad credit loans application step 1

Applying For A Loan

If you need a loan of £100 to £1,000+, we understand that you need to know if you’re eligible as soon as possible.

With a small loan from us, you get a fast response following a straightforward application. In the first instance, you will need, Your name; addresses for the past 3 years; telephone number; details of your income and employment if applicable. If you feel your credit is below par don’t be put off; we treat each application on its own merits.

As long as you have not been declared bankrupt in the last 6 years, you will be considered for a loan with Small Loans Ltd personal loans company.

Once you’ve applied, one of our friendly team will contact you within 24 hours (Mon to Fri) to let you know if you’re eligible.

Apply Online Today

Intersted in a loan from us? Then all you need to do is apply online today and we’ll get back to you as soon as possible.

Bad credit loans application step 2
Bad credit loans application step 3

What Next

Once your application has been accepted, we complete everything online and pay the funds straight into your bank account. You will receive the whole amount without any hidden charges or fees.

We offer a fixed interest rate, which means you will never pay more on your loan than you agree to initially. The interest will be calculated up front. This means that from the beginning you will know exactly how much you will pay back.

Repayments are collected automatically by card on a schedule we agree with you.  If you make your repayments on time then it will increase your chances of borrowing in the future.

If you regularly pay your repayments as agreed it may increase the chances of future credit being granted, however if you regularly pay lower than the agreed amount your account may go into arrears. For more information, contact us today.

£100 loan repayable over 20 weeks: 20 weekly payments of £8.00
Rate of interest 156.4% p.a. fixed: Representative 1150.8% APR: Total Amount Payable is £160