As a personal loans company, we cater to the entire Warrington region, offering loans with affordable repayment options and complete transparency without any hidden fees or charges. If you’re located in Warrington and seek short-term loans, why not explore how Small Loans Ltd can be of assistance to you?
Loans Warrington
Short Term Loans In Warrington
If you find yourself in need of a short-term loan in Warrington, rest assured that Small Loans Ltd is here to assist you. Our team of loan providers specialises in personal loans that can be conveniently delivered to your doorstep. If you reside in Warrington or the surrounding areas and require loan services, Small Loans Ltd is at your service.
How Do Short Term Loans Work?
In contrast to a conventional bank loan, which typically spans several years for repayment, a short-term loan is designed to be paid off over a shorter duration, often within a few months. These loans are particularly useful for unexpected situations, such as car repairs or a malfunctioning boiler. When you opt for a short-term loan with your chosen lender, you agree upon a borrowing amount that aligns with your financial capacity. This amount will encompass the interest rate and the total sum you’re expected to repay.
Our Personal Loans are structured to be repaid over a condensed timeframe, allowing you to borrow a specific amount and return it over a defined period with fixed, manageable instalment payments. The lender applies an interest charge for lending you the funds, which means you’ll reimburse the borrowed amount along with the interest. The benefit of a personal loan lies in its ability to help you distribute the expense of a purchase with affordable payments over a specified duration.
Doorstep Loans
At Small Loans Ltd, our primary goal is to streamline and simplify the entire process for our valued clients. We aim to alleviate the stress associated with the need for a small cash injection in and around the Warrington area. For more detailed information, please don’t hesitate to reach out to our team of experienced loan advisors. They are more than willing to provide assistance and answer your queries. Our evaluation process is swift and straightforward, enabling us to promptly determine whether our doorstep loan service is the right fit for your needs. Following this initial assessment, we will arrange a meeting to delve deeper into your options, all at your convenience.
Doorstep loans, often referred to as home credit loans, belong to the category of personal loans. True to their name, these cash loans are personally delivered to your doorstep. One of our dedicated team members will visit your home on a weekly basis to collect your loan repayments, ensuring a hassle-free and accommodating repayment process.
Difference Between Doorstep & Payday Loans
- Doorstep Loans – This is when a company will bring the money that has been loaned to a person’s home and collects the repayments from the doorstep in instalments – depending on the arrangement of the loan.
- Payday Loans – This is usually a short-term loan usually for a small amount of money. The lender is designed payday loans for you to pay them back when you get your next salary on your payday.
Intersted in a loan from us? Then all you need to do is apply online today and we’ll get back to you as soon as possible
Contact Us Today!
07803 503565
APPLY NOW
By applying you agree to a credit check which will leave a ‘footprint’ on your credit file.
Your privacy
There is no need to worry about your privacy; we are people too at Small Loans Limited and we would not like our information sold to anybody; so we will not do that to you either
We secure your personal data using strict security policies & we will NEVER EVER share or sell your data to anyone!
Your details will be used purely to complete your loan application request and to follow up that you have received it. You can find out more including how it works, here. For more information, contact us today.
Responsible Lending from Small Loans Ltd
Here at Small Loans Ltd, we recognise that there are months when your finances may feel stretched due to unexpected expenses or the desire to finance something special. We have had the privilege of assisting numerous individuals in Warrington and the neighbouring areas during such times.
Responsible lending, whether it pertains to long-term or short-term loans, holds significance for both lenders and borrowers, each with their unique set of responsibilities.
Responsible lending, from a lender’s perspective, means acting in the best interests of the customer. This entails ensuring affordability, providing clear and transparent terms and conditions, and offering support to borrowers in case they encounter repayment difficulties. Lenders bear the responsibility of ensuring that borrowers fully comprehend the intricacies of the loan, conducting thorough checks to guarantee that what customers receive aligns with their specific circumstances.
Apply For A Loan Online in Warrington
We offer loans of up to £200 and we understand that you need to know your eligibility as soon as possible, with a small loan from us you will get a fast response following a straightforward application process. We will need all of your personal details including your income and employment if applicable; if you feel as though you have poor credit don’t be put off, we treat each application on its own merits. As long as you haven’t been declared bankrupt in the last 6 years, you will be considered for a loan with Small Loans.
One of our agents will then be in contact with you and pay out your cash the same day provided your loan application has been accepted. With our personal service from your own home you will receive the whole amount without any hidden charges or fees.
We offer a fixed interest rate, which means you will never pay more on your loan than you agree to initially. The interest will be calculated up front. This means that from the beginning you will know exactly how much you will pay back. You and your agent will arrange a date and time each week/fortnight/month to collect your repayments. If you make your repayments on time, then it will increase your chances of borrowing in the future. You can find out more including how it works, here.
Why Choose Us For Loans in Warrington?
When you opt for Small Loans Ltd, you unlock a host of advantages associated with our personal loans. What sets us apart is our commitment to convenience – we bring our services directly to your doorstep, simplifying the loan application and repayment process. Our foremost goal is to ease your financial burden, whether it’s covering unforeseen expenses or financing something special. When it comes to personal doorstep loans in Warrington, Small Loans Ltd is your dependable choice.
So, don’t hesitate any longer – take the step to apply for a doorstep loan today and uncover the numerous benefits that await you! With our extensive experience serving customers throughout Warrington, particularly in the realm of personal doorstep loans, you can trust us to meet your financial needs. Our short-term loans are delivered right to your doorstep, eliminating the need for you to make the trip to us.
For Loan Services in Warrington, Contact Small Loans Today
At Small Loans, we have provided home collected loans to many people in Warrington, all of whom in different financial situations, over the years. Give us a call and we can find out if we can help you today! Home collected loans are an immediate type of personal loan, where you can receive a short sum of money, in the comfort of your own home, when convenient for you. For more information, get in touch today.
We also provide small loans in Blackpool, Preston and Fylde.
Frequently Asked Questions About Loans in Warrington
At Small Loans, our short term loan service is repaid over a shorter period of time where you can borrow an amount of money and repay this over a set period of time with fixed and affordable repayments. We will charge interest to lend you the money meaning you will pay the full borrowed amount plus interest. The benefit of a personal loan is that you can spread the cost of a purchase with affordable repayments over a period.
A short-term loan is the perfect solution for emergencies such as car repairs or broken boilers. Instead of a traditional bank loan which is paid back over several years, a short term bank loan is paid back in several months. You agree with an amount you can afford to borrow with your chosen lender, which will include the interest rate and total amount you are expected to pay back.
The biggest benefit is the ability to respond to the unexpected with cash, compared to other types of credit, there are other benefits of a loan with Small Loans. This includes money as soon as possible, paying back your loan in manageable installments, no guarantor needed, borrowing what you need, as well as building up your credit rating if used correctly.
Short term loans are usually needed when it comes to an urgent financial situation such as car repair and other unexpected expenses. Cash emergencies happen everyday and you may find yourself needing a cash injection in these circumstances. Short Term loans come in handy for exactly this purpose. At Small Loans, we strive to provide the best loans including the most affordable loans and efficient services in the area.
A personal loan will let you borrow a fixed amount of money over a fixed term, they’re usually at a fixed rate of interest. Loan companies can offer a range of loan amounts depending on your circumstances. Repayments are usually spread over a period of months or years, this will all depend on your situation, for example, how much money you earn and your regular outgoings. For higher value loans a lender may want you to offer an asset like your home or car as a guarantee that they can use to get their money back if you don’t pay your debt. These are considered as secured loans or homeowner loans.
Anyone over the age of 18 living in the UK, with a bank account can apply for a personal loan. However, not every applicant may be accepted. Our team will perform a credit check and an affordability check to make sure you can afford to take on the loan you are requesting. If you have bad credit, or the requested loan is judged to be beyond your financial reach, you will not be accepted for a personal loan.
Representative example
£200 loan repayable over 32 weeks: 32 weekly payments of £10.00: Rate of interest 97.5% p.a. fixed: Representative 399.7% APR: Total Amount Payable is £320