We are a family-run lender serving customers in Fleetwood, offering small, short-term loans with a straightforward and local service.
Loans are available from £100, bad credit is considered, and we aim to make the application process clear, fair, and respectful from start to finish.
Intersted in a loan from us? Then all you need to do is apply online today and we’ll get back to you as soon as possible
By applying you agree to a credit check which will leave a ‘footprint’ on your credit file.
Your privacy
There is no need to worry about your privacy; we are people too at Small Loans Limited and we would not like our information sold to anybody; so we will not do that to you either
We secure your personal data using strict security policies & we will NEVER EVER share or sell your data to anyone!
Your details will be used purely to complete your loan application request and to follow up that you have received it. You can find out more including how it works, here. For more information, contact us today.
At Small Loans Ltd, we are committed to responsible lending. We aim to make our loans clear, affordable, and suitable for each customer’s circumstances.
We encourage customers to borrow only what they can comfortably repay and provide clear information before any loan is agreed
As a family-run lender serving Fleetwood, we focus on offering a straightforward and friendly service.
Loans are available from £100, bad credit is considered, and we aim to make the application process simple and respectful from start to finish.
If you live in Fleetwood and are looking for a local lender, you can contact Small Loans Ltd to see if we can help. Applications are simple, and we aim to respond as quickly as possible.
We also provide small loans in Southport, Liverpool, Blackburn, Blackpool, Preston and Fylde.
At Small Loans, our short term loan service is repaid over a shorter period of time where you can borrow an amount of money and repay this over a set period of time with fixed and affordable repayments. We will charge interest to lend you the money meaning you will pay the full borrowed amount plus interest. The benefit of a personal loan is that you can spread the cost of a purchase with affordable repayments over a period.
A short-term loan is the perfect solution for emergencies such as car repairs or broken boilers. Instead of a traditional bank loan which is paid back over several years, a short term bank loan is paid back in several months. You agree with an amount you can afford to borrow with your chosen lender, which will include the interest rate and total amount you are expected to pay back.
The biggest benefit is the ability to respond to the unexpected with cash, compared to other types of credit, there are other benefits of a loan with Small Loans. This includes money as soon as possible, paying back your loan in manageable installments, no guarantor needed, borrowing what you need, as well as building up your credit rating if used correctly.
Short term loans are usually needed when it comes to an urgent financial situation such as car repair and other unexpected expenses. Cash emergencies happen everyday and you may find yourself needing a cash injection in these circumstances. Short Term loans come in handy for exactly this purpose. At Small Loans, we strive to provide the best loans including the most affordable loans and efficient services in the area.
A personal loan will let you borrow a fixed amount of money over a fixed term, they’re usually at a fixed rate of interest. Loan companies can offer a range of loan amounts depending on your circumstances. Repayments are usually spread over a period of months or years, this will all depend on your situation, for example, how much money you earn and your regular outgoings. For higher value loans a lender may want you to offer an asset like your home or car as a guarantee that they can use to get their money back if you don’t pay your debt. These are considered as secured loans or homeowner loans.
Anyone over the age of 18 living in the UK, with a bank account can apply for a personal loan. However, not every applicant may be accepted. Our team will perform a credit check and an affordability check to make sure you can afford to take on the loan you are requesting. If you have bad credit, or the requested loan is judged to be beyond your financial reach, you will not be accepted for a personal loan.
Representative example
£200 loan repayable over 32 weeks: 32 weekly payments of £10.00: Rate of interest 97.5% p.a. fixed: Representative 399.7% APR: Total Amount Payable is £320
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
