Loans Widnes

Short Term Loans Widnes

Should you require a payday, short term loan in Widnes, then Small Loans Ltd have you covered. Our team of loan providers offers personal loans which can be brought right to your doorstep. So, should you be in the Widnes area and in need of loan services, Small Loans Ltd have you covered.

As a personal loans company, we cover the whole of the Widnes area and the surrounding areas. Our loans offer affordable repayments and have zero hidden fees or charges. If you are based in the Widnes area and are looking for a short – term loans? Then why not see how Small Loans Ltd can help you.

How Do Short Term Loans Work?

Unlike a traditional bank loan, which typically spans several years for repayment, a short-term loan is structured for a more rapid payback, often completed within a few months. These loans serve as a reliable resource for addressing unforeseen emergencies like car repairs or malfunctioning boilers. In collaboration with your chosen lender, you’ll settle upon a borrowing amount that aligns with your financial capacity, encompassing both the interest rate and the total sum you’re expected to reimburse.

Our Personal Loans are tailored for shorter-term repayment, allowing you to borrow a specific sum and return it within a defined timeframe, with fixed and affordable instalment payments. The lender applies interest charges as compensation for lending you the funds, which means you’ll repay the borrowed amount along with the associated interest. The significant advantage of a personal loan lies in its ability to help you manage the expenses of a purchase by spreading the cost across affordable payments over a specific period.

Loans Fylde
Loan Company Fylde

Doorstep Loans

At Small Loans Ltd, our aim is to make the process as smooth and simple as possible for our clients. We’ll help to take away the stresses of needing a small amount of cash, in and around the area of Widnes. For more information simply call our professional loan advisors today, they’ll be more than happy to assist. Our assessments are quick and easy, and we’ll be able to determine quickly whether our doorstep loan service is the right choice for you. After this we will arrange to meet and discuss your options further, this is all done at a time which is convenient for you.

Doorstep loans can also be known as home credit loans, these are a type of personal loan. Just as the name suggests, the cash loan is delivered directly to your doorstep. A member of our dedicated team will then come around to your home on a weekly basis to collect your loan repayments. You can find out more including how it works, here.

What's The Difference Between Doorstep & Payday Loans

  • Doorstep Loans – This is when a company will bring the money that has been loaned to a person’s home and collects the repayments from the doorstep in installments – depending on the arrangement of the loan.
  • Payday Loans – This is usually a short-term loan usually for a small amount of money. The lender is designed payday loans for you to pay them back when you get your next salary on your payday.

Apply Online Today

Intersted in a loan from us? Then all you need to do is apply online today and we’ll get back to you as soon as possible.


    By applying you agree to a credit check which will leave a ‘footprint’ on your credit file.

    Your privacy

    There is no need to worry about your privacy; we are people too at Small Loans Limited and we would not like our information sold to anybody; so we will not do that to you either

    We secure your personal data using strict security policies & we will NEVER EVER share or sell your data to anyone!

    Your details will be used purely to complete your loan application request and to follow up that you have received it. For more information, contact us today.

    Responsible Lending from Small Loans Ltd

    The team at Small Loans understand that in some months your money may be stretched; whether it be from having to pay unexpected costs or needing some extra to pay for something special. We have been able to help many people in the Widnes and the surrounding areas.

    The lending responsibility of long- and short-term loans is important for both lenders and borrowers for varying reasons and both have different responsibilities.

    Responsible lending is to act in a customer’s best interests, ensuring affordability, transparency of terms and conditions and supporting a borrower if they experience repayment difficulties. Lenders have a responsibility to make sure borrowers understand the details of the loan and carry out thorough checks on any borrowers, so they can be confident that what customers will receive will be suitable for their circumstances.

    Apply For A Loan Online in Widnes

    We offer loans of up to £200 and we understand that you need to know your eligibility as soon as possible, with a small loan from us you will get a fast response following a straightforward application process. We will need all of your personal details including your income and employment if applicable; if you feel as though you have poor credit don’t be put off, we treat each application on its own merits. As long as you haven’t been declared bankrupt in the last 6 years, you will be considered for a loan with Small Loans Ltd.

    One of our agents will then be in contact with you and pay out your cash the same day provided your loan application has been accepted. With our personal service from your own home you will receive the whole amount without any hidden charges or fees.

    We offer a fixed interest rate, which means you will never pay more on your loan than you agree to initially. The interest will be calculated up front. This means that from the beginning you will know exactly how much you will pay back. You and your agent will arrange a date and time each week/fortnight/month to collect your repayments.  If you make your repayments on time, then it will increase your chances of borrowing in the future.

    Short Term Loans Fylde
    Doorstep Loans Fylde

    Why Choose Us For Loans in Widnes?

    When you choose Small Loans, we provide a range of benefits with our personal loans. We also come to you, this makes everything much easier for you when considering receiving your loan and making repayment. Our priority is to make things simple for you when it comes to having to pay unexpected costs or needing extra money to pay for something special. When it comes to personal doorstep loans in Widnes, Small Loans have you covered.

    So, what are you waiting for, apply for a doorstep loan today and discover the many benefits available to you! We have a wealth of experience in working alongside customers across Widnes, when it comes to personal doorstep loans.

    Our short-term loans are offered right to your doorstep, with a home loan there’s no need to worry about coming to us.

    For Loan Services in Widnes, Contact Small Loans Today

    At Small Loans, we have provided home collected loans to many people in Widnes, all of whom in different financial situations, over the years. Give us a call and we can find out if we can help you today! Home collected loans are an immediate type of personal loan, where you can receive a short sum of money, in the comfort of your own home, when convenient for you. For more information, contact us today.

    We also provide small loans in Fylde, Blackpool, Preston and Fleetwood.

    Frequently Asked Questions About Loans in Widnes

    At Small Loans, our short term loan service is repaid over a shorter period of time where you can borrow an amount of money and repay this over a set period of time with fixed and affordable repayments. We will charge interest to lend you the money meaning you will pay the full borrowed amount plus interest. The benefit of a personal loan is that you can spread the cost of a purchase with affordable repayments over a period.

    A short-term loan is the perfect solution for emergencies such as car repairs or broken boilers. Instead of a traditional bank loan which is paid back over several years, a short term bank loan is paid back in several months. You agree with an amount you can afford to borrow with your chosen lender, which will include the interest rate and total amount you are expected to pay back.

    The biggest benefit is the ability to respond to the unexpected with cash, compared to other types of credit, there are other benefits of a loan with Small Loans. This includes money as soon as possible, paying back your loan in manageable installments, no guarantor needed, borrowing what you need, as well as building up your credit rating if used correctly.

    Short term loans are usually needed when it comes to an urgent financial situation such as car repair and other unexpected expenses. Cash emergencies happen everyday and you may find yourself needing a cash injection in these circumstances. Short Term loans come in handy for exactly this purpose. At Small Loans, we strive to provide the best loans including the most affordable loans and efficient services in the area.

    A personal loan will let you borrow a fixed amount of money over a fixed term, they’re usually at a fixed rate of interest. Loan companies can offer a range of loan amounts depending on your circumstances. Repayments are usually spread over a period of months or years, this will all depend on your situation, for example, how much money you earn and your regular outgoings. For higher value loans a lender may want you to offer an asset like your home or car as a guarantee that they can use to get their money back if you don’t pay your debt. These are considered as secured loans or homeowner loans.

    Anyone over the age of 18 living in the UK, with a bank account can apply for a personal loan. However, not every applicant may be accepted. Our team will perform a credit check and an affordability check to make sure you can afford to take on the loan you are requesting. If you have bad credit, or the requested loan is judged to be beyond your financial reach, you will not be accepted for a personal loan.

    What People Are Saying

    Representative example

    £200 loan repayable over 32 weeks: 32 weekly payments of £10.00: Rate of interest 97.5% p.a. fixed: Representative 399.7% APR: Total Amount Payable is £320